” These scams are obvious to people who take the time to scrutinize the offer.
A common ruse is an urgent need to "confirm your identity." The message will even offer you a story of how your account has been attacked by hackers to trick you into divulging your confidential information. Check a link's legitimacy by checking that the URL address of the link is sending you to a secure site—you'll know this because the link address will begin with https:// (note the "s" after http). A lot of times the URL is not to the institution's official site domain.
A common variation is a woman in Africa who claimed that her husband had died and that she wanted to leave millions of dollars of his estate to a good church.
This is known as the Nigerian scam, and also as the "4-1-9" (which refers to the section of Nigerian Criminal Code that deals with fraud) and the "Advance Fee Scam."In every variation, the scammer is promising obscenely large payments for small unskilled tasks.
Most of us dream of hitting it big in a lottery, quitting our jobs, and retiring while still young enough to enjoy the finer things in life.
Chances are you will receive at least one intriguing email from someone saying that you did indeed win a huge amount of money.